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eSMS Africa vs Termii

Termii is a Lagos-founded messaging and verification company focused on financial services. eSMS Africa is a pan-African SMS, OTP and SMPP provider. Both serve Nigerian fintechs; this comparison sticks to what each company publishes, checked on 27 October 2026.

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Public, cited facts Checked 27 October 2026 No sales pitch in the table
Side by side

eSMS Africa and Termii at a glance

Every Termii cell links to the page it comes from. Products and prices change, so check the source before you decide.

eSMS AfricaTermii
CompanyAfrica-first messaging: bulk SMS, SMS API, OTP (eSMS Verify), two-way short codes, SMPP, email and short links across 54 African countries.Founded in 2017 in Lagos. Describes itself as a transaction reliability and intelligence layer for financial systems, with SMS, voice, WhatsApp and email.Source
SMS pricingPer-country SMS prices published on esmsafrica.io/pricing in local currency and USD, updated live.SMS rates are not published; the pricing page asks you to talk to sales for a rate card.Source
OTPeSMS Verify: managed codes, rate limits and per-app templates in two API calls.Token API for OTP over SMS, voice, email, WhatsApp and in-app.Source
SMPPSMPP 3.4 with TLS at smpp.esmsafrica.io, documented publicly.Not published; the site describes a REST API.Source
Two-way SMSTwo-way short codes can be ordered online in Nigeria, Kenya, Uganda and Zambia (and on request elsewhere).Not described in the public developer documentation we reviewed.Source
PaymentsCard in every country, mobile money in Uganda, Kenya, Tanzania, Rwanda and Zambia, and crypto. Pay as you go, no monthly minimum.Wallet funded by card or transfer; USD, NGN and FCFA shown in the pricing currency selector.Source

When Termii may suit you better

  • You want a provider that packages fraud and routing tools specifically for Nigerian financial services.
  • You need OTP over several channels (voice, WhatsApp, email) from the same vendor.
  • You already run your verification flows on Termii's Token API.

When eSMS Africa is the better fit

  • You want per-country SMS prices published up front, in naira and USD.
  • You connect over SMPP 3.4, or want both SMPP and REST from one provider.
  • You need two-way short codes in Nigeria, ordered online.
  • You send across many African countries from one account.
Switching

Moving SMS traffic from Termii to eSMS Africa

  1. 1

    Send endpoint

    Replace your SMS send call with POST https://sms.esmsafrica.io/api/messages/send (to, sender_id, text). For OTP, use /v1/verify/start and /v1/verify/check.

  2. 2

    DND and routes

    Keep OTPs and alerts on a transactional sender ID so they reach DND numbers; send promotions on a separate promotional sender ID.

  3. 3

    Sender IDs

    Request approval of your sender IDs on MTN, Airtel, Glo and T2 through us before moving traffic.

  4. 4

    Parallel run

    Move a share of OTP traffic first and compare delivery reports per network before switching fully.

Developer reference: HTTP API · eSMS Verify · SMPP

FAQ

eSMS Africa vs Termii: questions

Does Termii publish SMS prices?

Termii's pricing page says rates vary by destination and channel and asks you to talk to sales for a rate card. eSMS Africa publishes per-country SMS rates in local currency and USD.

Does eSMS Africa support SMPP?

Yes. We offer SMPP 3.4 with TLS at smpp.esmsafrica.io alongside the REST API, with IP whitelisting and delivery reports.

Will my OTPs reach DND numbers in Nigeria?

OTPs sent on a transactional sender ID go on the transactional route, which reaches subscribers who registered for Do-Not-Disturb with 2442. Promotional messages do not.

Sources

Termii is a trademark of its owner. This page is not affiliated with or endorsed by Termii. Facts checked 27 October 2026; tell us at sales@esmsafrica.io if anything is out of date and we will correct it.

Get started

Try eSMS Africa alongside your current provider

Create a free account, test with sandbox keys and route one country or one message type first.

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